Partnerships Credit Analyst
Job summary
The ideal candidate will act as a bridge between operations, risk, and partnership team—ensuring a seamless flow from customer acquisition through to loan repayment and portfolio monitoring. The role reports to the Partnerships Manager and requires a solid foundation and experience in relationship management, technology, and sales.
Job descriptions & requirements
Responsibilities:
- Relationship management
- Put partnership loan memos together for review and decision making
- Serve as the day-to-day liaison between Affinity and partnerships
- Track disbursements, loan utilization, and ensure terms agreed under the partnership are met
- Provide feedback to both internal teams and external partners on performance trends and product alignment
- Loan monitoring, arrears management & collections
- Proactively monitor the partnership related loan portfolio
- Follow up on repayments, flag arrears early, and support collection strategies
- Escalate default risks with relevant recommendations
- Reporting & internal coordination
- Maintain logs and trackers for clients, disbursements, and repayments
- Prepare weekly performance reports
- Coordinate with internal teams for end-to-end execution
Requirements:
- Key skills and requirements
- Familiarity with mobile/digital banking platforms
- Basic knowledge of Ghanaian financial regulations, credit bureau policies, and KYC requirements
- Experience working with credit bureaus platforms and analyzing credit reports
- Excellent communication, interpersonal, and analytical skills
- Proficiency in Microsoft Office Suite
- Ability to manage multiple stakeholders and prioritize work under pressure
- Education and professional trainin
- Bachelor’s degree in Business Administration, Banking & Finance, Marketing, or a related field
- Minimum of 2–3 years’ experience in a financial institution or fintech
- Strong understanding of loan processing, credit risk, and digital financial services
- Experience in pension-backed lending or structured SME financing
Location: Head Office
Salary: Attractive
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