Credit Officer-AFCL

Responsibilities:

• Meet with applicants to obtain information for loan applications and to answer questions about the process
• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services
• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.
• Review and update credit and loan files
• Review loan agreements to ensure that they are complete and accurate according to policy
• Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs.
• Submit applications to credit analysts for verification and recommendation
• Handle customer complaints and take appropriate action to resolve them
• Market financial products to individuals and firms, promoting AFCL services that may meet customers' needs
• Updating and preparing daily reports
• Send statements of delinquencies to credit bureau.

Desired Profile:

• Must have Credit management exposure
• Must have excellent communication and inter-personal skills Understanding of retail finance
• Commerce or Finance Graduate
  
• Between 4-6 yrs of experience (overall)

Competencies:

• Relationship building
• Communication & Interpersonal skills
• Presentation skills.
• Credit management