Responsibilities:

The Technical Officer for the Car4Cash product has the following key responsibilities:

• Responsible for inspecting collateral vehicles to confirm their suitability.
• Must ensure vehicle inspection includes all the following:
• Comparing vehicle description and particulars on ownership documents to the physical exhibit provided
• The chassis number on the vehicle document matches the chassis number on the body of the vehicle.
• The vehicle Make and model on the vehicle document match those on the vehicle.
• The vehicle registration number on the vehicle document matches the one affixed to the vehicle.
• Must record actual physical condition of the car; interior, paintwork, and general condition of the engine.
• Responsible for determining the market & forced sale values of every collateral vehicle.
• Must ensure the valuation is done using templates and guidelines provided. This is to ensure standardization, transparency, and fairness.
• Responsible for liaising with contacts at the DVLA to effect a change of vehicle ownership from borrowers before loan disbursement.
• Responsible for liaising with contacts at the DVLA to effect a change of vehicle ownership back to borrowers after loan accounts have been settled.
• Responsible for organizing and supervising the installation of tracking devices on every collateral vehicle before loan disbursement.
• Must receive confirmation that tracking devices are working from the service provider, before signing off the required documentation filled by the service provider’s technician.
• Responsible for organizing and supervising the removal of tracking devices from collateral vehicles after loan settlement.

Knowledge, Skills, and Abilities Required:

• HND or Degree in a related field
• Good analytical skills
• Must have integrity.
• Previous experience in a similar role in a reputable institution would be advantageous.
• Must be focused, organized, and able to meet deadlines.
• Must take pride in delivering quality every time.

Skills / Attributes:

• Analytical and hardworking
• Self-motivated
• Excellent communication and interpersonal skills
• Team spirit is essential.