Senior Credit Officer
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Job summary
Are you an experienced credit professional with strong analytical skills, sound business judgement, and the ability to manage credit risk from deal approval through to portfolio monitoring? We are looking for a motivated and experienced Senior Credit Officer to oversee credit activities, assess financial risks, and supervise operational processes.
Min Qualification:
Degree
Experience Level:
Mid level
Experience Length:
5 years
Language Requirement:
English
Work Type:
Full Time
Working Hours:
8 to 5
Applicant Location:
Ghana
Job descriptions & requirements
Role and Responsibilities
- Assess creditworthiness of existing, new or prospective clients
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc.)
- Complete ratio, trend and cash flows analyses and create projections
- Determine in depth degree of risk involved
- Analyze data and produce clear and objective reports
- Build and maintain credit policy and guidelines
- Monitor corporate portfolio asset quality on an ongoing basis
- Meet the most relevant customers to identify the business plan on a credit point of view
- Deal with vendors proposing new deals
Experience and Requirements
We are looking for a 28 – 40 years old person with experience in Credit Risk Assessment Area as detailed below:
- Proven working experience as a senior credit officer
- Proficiency in statistical packages and financial software
- Up to date with legal, compliance and market risk related issues
- Ability to analyze cash flows, leverage, collateral and customer strength
- Strong communication and presentation skills
- Sound judgement
NB:Only shortlisted candidates will be contacted.
Salary: Attractive
Location: Accra
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