Product Senior Specialist - Competitor & Market Intelligence

Job Description

Key Responsibilities

1. Basic Collection & Organization of Competitor Data

Track and build a comprehensive competitor data monitoring system; regularly collect full-dimensional data covering pricing (interest rates/fees), credit limits, tenors, fee structures and core product functional features.

Guarantee 100% accuracy and completeness of the competitor database to deliver high-quality foundational data for decision-making by headquarters and management.

2. In-depth Analysis of Competitor Updates & Trend Monitoring

- Deliver high-quality monthly competitor trend analysis reports; dig into and analyze the logic and data backing competitors’ adjustments to pricing and lending terms.

- Submit reports to headquarters strictly on a monthly cadence, with each report containing at least one high-value actionable insight to directly empower business decisions.

3. Industry Insights & Thematic Market Research

- Closely track fintech policies and market developments in Ghana and surrounding regions; produce high-standard thematic research reports covering Bank of Ghana (BoG) regulations, payment gateways and digital lending industry.

4. High-quality Deliverables & Cross-functional Collaboration

- Efficiently deliver all reporting requests from headquarters on schedule; proactively align market insights with local product roadmaps and commercial implementation plans to drive execution.

Job Requirements

1. Education & Experience

Bachelor’s degree or above, majoring in Finance, Economics, Marketing, Data Analytics or related disciplines; minimum 3 years of product or market research experience in Fintech, Digital Lending or Consumer Finance.

2. Core Competencies

- Exceptional data acumen and competitor research capabilities, with hands-on experience building competitor data tracking frameworks.

- Strong commercial analysis and report-writing skills, capable of extracting strategically valuable insights from massive datasets to drive tangible business outcomes.

3. Industry Knowledge

Preference given to candidates familiar with Ghana’s local financial ecosystem, including BoG regulatory rules, CRB systems, payment gateway interfaces and KYC workflows.

4. Language & Communication

Outstanding cross-cultural communication and interpersonal skills to thrive in a multicultural working environment; excellent remote collaboration and cross-departmental communication skills to liaise smoothly with headquarters and regional teams, and effectively advance cross-border cooperation and decision implementation.

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