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1 month ago

Job Summary

We are seeking dedicated and customer-focused individuals to join our team as Loan Officers. The Loan Officers will be responsible for evaluating loan applications, assessing creditworthiness, and facilitating the loan approval process. The ideal candidates will have strong analytical skills, excellent communication abilities, and a commitment to providing exceptional service to clients.

  • Minimum Qualification: HND
  • Experience Level: Entry level
  • Experience Length: 2 years

Job Description/Requirements


  • Meet with clients to discuss their loan needs, explain available loan options, and gather necessary financial information.
  • Provide guidance and advice to clients on loan eligibility criteria, interest rates, and repayment terms.
  • Respond to inquiries and address concerns from clients regarding the loan application process.
  • Verify applicant information, such as income, employment history, and credit history, to assess risk and make informed lending decisions.
  • Review loan documentation and ensure compliance with regulatory requirements and internal policies.
  • Recommend appropriate loan products and terms based on client needs and financial analysis.
  • Build and maintain relationships with clients, referral partners, and other stakeholders.
  • Collaborate with internal teams, such as underwriters and loan processors, to expedite loan processing and ensure a smooth closing process.
  • Maintain accurate and up-to-date records of loan applications, approvals, and disbursements.


  • Must have a Degree or HND
  • Proven experience as a Loan Officer or in a similar lending role.
  • Strong understanding of lending principles, credit analysis, and financial products.
  • Excellent communication and interpersonal skills.
  • Strong analytical and decision-making abilities.
  • Ability to work independently and as part of a team.

CVs should be sent to: envoymicrocredit@gmail.com

Salary Range: Negotiable

Location: Accra Newtown

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