Loan Officer

Responsibility:

• Meet with clients to discuss their loan needs, explain available loan options, and gather necessary financial information.
• Provide guidance and advice to clients on loan eligibility criteria, interest rates, and repayment terms.
• Respond to inquiries and address concerns from clients regarding the loan application process.
• Verify applicant information, such as income, employment history, and credit history, to assess risk and make informed lending decisions.
• Review loan documentation and ensure compliance with regulatory requirements and internal policies.
• Recommend appropriate loan products and terms based on client needs and financial analysis.
• Build and maintain relationships with clients, referral partners, and other stakeholders.
• Collaborate with internal teams, such as underwriters and loan processors, to expedite loan processing and ensure a smooth closing process.
• Maintain accurate and up-to-date records of loan applications, approvals, and disbursements.

Qualifications:

• Must have a Degree or HND
• Proven experience as a Loan Officer or in a similar lending role.
• Strong understanding of lending principles, credit analysis, and financial products.
• Excellent communication and interpersonal skills.
• Strong analytical and decision-making abilities.
• Ability to work independently and as part of a team.

CVs should be sent to: envoymicrocredit@gmail.com

Salary Range: Negotiable

Location: Accra Newtown