Loan Officer
Job summary
Asedapa Micro-Credit Services is seeking a qualified and dedicated Loan Officer to join our team. The successful candidate will be responsible for evaluating, approving, and declining loan applications for individuals and businesses. You will serve as a key liaison between clients and the institution, ensuring qualified applicants receive loans in a timely and professional manner.
Job descriptions & requirements
- Evaluate creditworthiness by reviewing loan applications and supporting documentation within approved limits
- Interview applicants to assess financial eligibility and loan feasibility
- Calculate and analyze financial ratios and risk metrics
- Structure and manage loan repayment plans
- Guide clients through the loan process and provide professional support
- Maintain accurate records of loan applications and decisions
- Degree in Finance, Economics, or a related field
- Proven work experience as a Loan Officer or in a similar role
- Familiarity with banking systems and computer applications
- Strong communication and interpersonal skills
- Excellent customer service and sales abilities
- High level of integrity and attention to detail
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