Head of Deposit-Taking
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New
Job summary
The Head of Deposit-Taking will be responsible for developing and implementing strategies to grow the institution's deposit portfolio, attract new customers, retain existing customers, and establish a strong and sustainable funding base.
Min Qualification:
Degree
Experience Level:
Mid level
Experience Length:
5 years
Language Requirement:
English
Working Hours:
Full Time - 8 to 5
Applicant Location:
Takoradi & Western Region, Ghana
Job descriptions & requirements
Key Responsibilities
- Develop and implement deposit mobilization strategies.
- Set and monitor deposit growth targets for relevant teams and branches.
- Identify new customer segments and deposit mobilization opportunities.
- Build and maintain relationships with individual, corporate, and institutional customers.
- Develop initiatives to improve customer retention and deposit balances.
- Monitor deposit performance and prepare regular reports for management.
- Work closely with the marketing and business development teams to drive customer acquisition.
- Identify opportunities for new deposit products and services.
- Ensure deposit-taking activities comply with institutional policies and regulatory requirements.
- Provide leadership and motivation to deposit mobilization teams.
Requirements
- Degree in Banking, Finance, Marketing, Business Administration, or a related field.
- Minimum 5 years' experience in deposit mobilization, retail banking, microfinance, or financial services.
- Demonstrable record of achieving business development and deposit growth targets.
- Strong sales, relationship management, communication, and leadership skills.
General Attributes
Coastal Commerce Microfinance Ltd is particularly interested in candidates who demonstrate:
- High ethical standards and unquestionable integrity.
- Strong leadership and decision-making ability.
- Excellent communication and interpersonal skills.
- Strong analytical and problem-solving abilities.
- Sound knowledge of banking and financial services.
- Understanding of regulatory and corporate governance requirements.
- Strong customer and business development orientation.
- Ability to work under pressure and deliver measurable results.
- Good understanding of risk management and internal controls.
- Ability to work collaboratively as part of a senior management team.
- Commitment to continuous improvement and institutional growth.
What the Institution Offers
Successful candidates will have the opportunity to join a growing and ambitious financial institution and play a significant role in strengthening its management structure, expanding its market presence, and contributing to the development of a sustainable and professionally managed financial institution.
How to Apply
Interested and qualified candidates should submit:
- An updated Curriculum Vitae (CV).
- A cover letter stating the position applied for.
- Copies of relevant academic and professional certificates.
Location: Takoradi
Salary: Attractive
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