Head Credit Risk Management

• Implement credit strategies/policies aligned to the bank's overall risk acceptance criteria in the domestic business
• Establish appropriate framework for the management of credit portfolio to ensure that the bank's exposure to credit loss is maintained at minimum levels
• Monitor/review/analyse to ensure compliance with management's guidelines on global credit position vis-à-vis various market segments, raise issues and make appropriate recommendations
• Authorise/approve facility applications as required after obtaining requisite approval authority
• Establish appropriate credit administration framework to ensure proper administration of credit exposures and creation of credit risks to minimise risk of loss
• Ensure consistent collateral cover to secure bank's position
• Devise strategies for ensuring credit portfolio is maintained
• Establish responsive framework and strategies to ensure timely identification and management of credit delinquencies
• Provides visionary leadership and direction for the team and guide their activities to ensure the achievement of their objectives
• Special and other Duties
  

Any other duties as may be assigned/deemed necessary by the Chief Risk Officer
Requirements
Minimum Education : A good first degree in any discipline. Relevant Masters' degree and relevant professional certification such as ACIB, ICA, ACCA and CFA will be an advantage.
Formal Training : Banking Law/Regulations
Minimum Experience :Minimum of 10 years post qualification experience in credit risk management within the Financial Service Industry, of which at least 8 must have been in the Banking Sector and 5 years must have been at a supervisory level.

• Credit Administration/Risk Management
• Credit Products
• Credit Analysis and Appraisal
• Loans administration / account management
• Credit Workout/Restructuring
• Financial analysis / interpretation
• Facility Structuring

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