Finance & Data Analyst

Position: Finance & Data Analyst
Responsible To: Quick Credit & Investment Micro-Credit Ltd. Senior Management Team
Employment Location: Accra, Ghana
Overall Job Purpose

• The Finance & Data Analyst will be responsible for leading the data analysis and financial monitoring of a fast-growing multinational SME lending fintech across Africa. The Analyst will work in conjunction with management teams across all of Quick Credit & Investment Micro-Credit
  

subsidiaries to ensure the flawless execution and financial success of the fintech’s unique business and operating model.
Primary job responsibilities of Finance & Data Analyst would include:

• Monitor financials records reported by all subsidiaries on a daily basis
• Scrutinize subsidiary expenses to identify potential fraud
• Analyze performance across subsidiaries in sales and defaults
• Approve expense requests
• Obtain, analyze and evaluate accounting documents
• Identify loopholes and recommend risk aversion measures in operations
• Perform daily reconciliations of bank and mobile money accounts of subsidiaries
• Prepare period reports to management
• Proactively analyze and identify insights in key subsidiary metrics such as loan applications, loan assessments, loan rejections and loan repayments across several verticals such as gender, loan size, industry, etc.
• Develop bottom-up analysis of subsidiary costs to identify cost savings across the Quick Credit & Investment Micro-Credit portfolio.
• Consolidate monthly financial reports for investors
• Cash flow management - forecast cashflows needs of the Parent Company and ensure sufficient cash availability at all times
• Formulate financial policies for the company and ensure procedures are followed
  

Qualification Required & Experience

• Degree or Post Graduate Qualification in Accounting, Finance or Data Science
• At least 5 years of work experience in the Banking and Finance industry coupled with a strong background in accounting and auditing.
• Completion, or current pursuit, of your ACCA or ICA designation is a bonus
• Extremely high proficiency in Excel
• Strong analytical background, with exceptional competence in financial modelling tools such as excel
• Deep knowledge of accounting
• Highly organized self-starter with grit, determination and passion for hard work
• Fast and willing learner who is adaptable to a unique SME lending model
• Strong people management capabilities
• Strong innovative and problem-solving skills
• Must be an excellent team player
• Must have excellent interpersonal skills
• Capacity and stamina for continuous days of long hours of both general management and occasional field work
• Resilient and remains calm and deliberate under conditions of stress
• Well-networked in the financial sector
• Has a personal commitment to organizational excellence; displays honesty, integrity, and a strong sense of ethics in all decision and actions.
  

Location: Accra
How To Apply For The Job
Interested applicants should submit their updated CVs to:
smartcareers2023@gmail.com
Closing Date: 24 March, 2023
Only shortlisted applicants would be contacted.
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