Credit Manager

• Evaluating the creditworthiness of potential customers. Creating credit scoring models for risk assessments.
•   Approving or rejecting loan requests, based on credibility and potential revenues and losses.   
• Reduce bad debt losses by maintaining the credit policy.
•  Add value to a company by optimising the mix of sales to bad debt losses.
•  Responsible for overseeing the credit granting process for the company.
•  Maintain detailed records of company loans. 
• Monitor customer’s loan payments. Reviews and update the company’s credit policy when necessary.  Assuring that all loans and lending procedures adhere to regulatory requirements. 
• Lead and support the effective and efficient review, verification, and analysis process for all loans in arrears to ensure appropriate recovery strategies are developed and implemented.
• Developing, documenting, implementing, and maintaining a comprehensive recovery strategy.
• Preparing accurate and timely monthly reports, clearly indicating performance level.
• Be able to handle difficult customers with diplomacy and tact.
•  Perform any other duties as assigned from time to time.

Requirements:

• Bachelor’s degree in finance or accounting.
• Must have at least 2 years’ experience in same role
• Knowledge of current financial regulations
• Excellent communication and negotiation skills.
•  Must be well versed in computer, email and Microsoft word.
• Ensuring compliance with company policies.
• Full understanding of credit policies.

Salary Range from GHC3500- GHC4000

Location: Between Tantra Hill and Nsawam, Accra