Job Summary

A reputable Financial Institution is searching for a credit officer.

  • Minimum Qualification: HND
  • Experience Level: Mid level
  • Experience Length: 2 years

Job Description/Requirements

Responsibilities

  • Approve Loans within specific limits
  • Meet with applicants to obtain information for loan applications
  • Understand loan types and educate customers on the different types of loans
  • Submit applications to credit analysts for verification and recommendation
  • Work with customers to identify their financial goals and assist them to reach those goals
  • Supervise loan personnel
  • Set credit policies, credit lines, procedures, and standards in conjunction with senior managers
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Review and update credit and loan files
  • Compute payment schedules
  • Market bank products to individuals and businesses and promoting bank services that may meet customer needs.
  • Negotiate payment agreements with customers who have delinquent loans.
  • Interview, hire and train new employees
  • Petition courts to transfer titles and deeds of collateral to banks.
  • Provide special services such as investment banking for clients with more specialized needs.


Qualification and Requirements

  • A minimum of an HND or Degree is required
  • At least two-years working experience in financial sector as a credit officer or marketing officer.
  • A commitment to excellent service delivery
  • Competency in Microsoft applications
  • Must be living in Kumasi


Recruitment Process:

  • CV and Application
  • Training
  • Sales Project
  • Guaranteed job placement after training


Salary: GHS 1,100 – GHS 1,500. Reviewable based on skills and experience.


Location: Kumasi

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