Loan Officer (Must Be Able to Drive)
Gate Savers Micro credit
Accounting, Auditing & Finance
Job Summary
We are seeking a proactive, responsible, and customer-focused Loan Officer to join our team at the Pigfarm branch. The successful candidate will be responsible for identifying and engaging potential clients, conducting loan appraisals, disbursing approved loans, and ensuring prompt loan recoveries. The ideal candidate must be able to drive and will spend a significant portion of their time in the field visiting clients, assessing businesses, and following up on repayments.
- Minimum Qualification : Diploma
- Experience Level : Mid level
- Experience Length : 2 years
Job Description/Requirements
- Market and promote Gate Savers Micro Credit’s loan products to individuals and small businesses.
- Prospect, recruit, and maintain a portfolio of clients within the assigned area.
- Conduct detailed loan appraisals, including creditworthiness assessments and business verification visits.
- Facilitate the loan disbursement process in accordance with company policies and procedures.
- Monitor client repayments and ensure timely loan recoveries.
- Prepare and submit daily field reports, loan documentation, and reconciliation records.
- Maintain strong, long-term client relationships and provide ongoing financial advice where necessary.
- Drive to various client locations for collections, verification, and other field assignments.
- Work closely with the branch team to meet individual and branch loan performance targets.
- Minimum of SHS certificate or HND in Business, Accounting, Marketing, or a related field.
- At least 2 years of working experience in microfinance, savings and loans, or a related financial institution.
- Must possess a valid driving license and be able to drive both manual and automatic vehicles confidently.
- Strong interpersonal, communication, and customer engagement skills.
- Excellent numerical and analytical ability.
- Must be honest, disciplined, and results-oriented.
- Ability to work independently and meet set targets with minimal supervision.
- Must be willing to work in the field and travel within assigned areas.
- Salary: GHS 1,600 (Basic).
- Performance Bonuses based on loan recovery and portfolio growth.
- Fuel/Transportation Support for field operations.
- Opportunities for career development and continuous training.
Location: Pigfarm, Accra
Salary Range: Ghc 1600
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