Loan Officer(Accra)

Job Summary

Evaluating credit worthiness by processing loan applications and documentation within specified limits

  • Minimum Qualification: High School (S.S.C.E)
  • Experience Level: Entry level
  • Experience Length: 1 year

Job Description/Requirements

Responsibilities

  • Required to canvass for potential clients, process loan and collection.
  • Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Analyze applicants' financial status and credit to determine feasibility of granting loans.
  • Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
  • Obtain and compile copies of loan applicants' credit histories and other financial information.
  • Review and update credit and loan files.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Compute payment schedules.
  • Submit applications to credit analysts for verification and recommendation.
  • Handle customer complaints and take appropriate action to resolve them.


Requirements: 

  • Bachelor’s degree in Finance or similar field, HND and WASSCE .
  •  In-depth knowledge of computers and banking software.
  • Outstanding interpersonal and communication skills.
  • Customer service oriented with exceptional sales skills.
  • Ability to work in a goal oriented environment

    NB Salary expectation is competitive

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