Loan Officer

Job Summary

Advises and informs clients on loan products;

  • Minimum Qualification: HND
  • Experience Level: Mid level
  • Experience Length: 2 years

Job Description/Requirements

Responsibilities:

  • Advises and informs clients on loan products;                                                                                                  
  • Screens and selects loan applications;
  • Assesses loan by visiting the applicant’s business and residence, contacting suppliers, customers and other stakeholders of the applicant where necessary and analyze the information gathered in the required professional manner;
  • Presents results of analysis to Credit Committee;
  • Disburses loans;
  • Monitoring of outstanding loan portfolio;
  • Managing arrears and follows up on bad debts;
  • Cross selling other non-credit products;
  • Evaluates other loan proposals and decisions at both credit and arrears committee;

 


Required Skills and Experiences

  •  Minimum of HND in Accounting/ Banking & Finance or Accounting, Banking and Finance, Economics, Mathematics or an equivalent professional qualification;
  •  Minimum of 2 years working experience.

 


Special Abilities:

  •  Accounting & Mathematics;
  • Fluent in English & any two other local languages;
  • Computer knowledge (MS office);
  • Excellent communication skills; ability to explain complicated matters in a simple way;
  • Analytical skills;
  • Ambitious and enthusiastic team player.

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Accra & Tema Region
| Internship & Graduate |
GHS 600 - 900
A Reputable Company
Accra & Tema Region
| Full Time |
Confidential
2mos
A Reputable Company
Accra & Tema Region
| Full Time |
Confidential
2mos
A Reputable Company
Accra & Tema Region
| Full Time |
GHS 900 - 1,200
2mos