We are looking for a dynamic field credit officer to join our company.
- Minimum Qualification:HND
- Experience Level:Mid level
- Experience Length:1 year
- Meeting with clients interested in taking out a loan and providing them with the necessary information to start the loan application process.
- Collecting the needed financial documentation and assessing the client's creditworthiness.
- Calculating and analyzing the risk ratios of clients based on their credit score and financial history.
- Setting up payment plans for clients explaining monthly installment amounts, interest rates, and other costs.
- Maintaining records of loan applications by using loan management software.
- Managing loan renewals by organizing follow-up meetings with clients.
- Monitoring the progress of the loan application process and relaying any hindrances to clients.
- Ensuring that loan applications are in line with the company's financial policies, as well as state laws and regulations.
- Diploma/HND/ 1st Degree
- Excellent knowledge of loan application procedures and best lending practices according to state laws and regulations.
- Strong communication skills and proven customer service experience.
- Exceptional analytical skills and the ability to work with complicated financial
- Excellent organizational skills and the ability to work well under pressure.
- Strong ethical behavior and the ability to work with sensitive financial information.
Salary ; 800-1500
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