Job Summary
The ideal candidate is passionate about using data and analytics to drive business growth and help customers improve their financial situations. This individual and their team will own workstreams across credit policy, testing, and valuations and will be asked to take projects from ideation to execution. They will also need to partner with product, tech, and finance teams to build out solutions that differentiate Empower. The right person for this role is someone who shines while solving complex problems and is comfortable with a wide variety of technical tools
- Minimum Qualification : Degree
- Experience Level : Mid level
- Experience Length : 3 years
Job Description/Requirements
Responsibilities
Build customer management infrastructure for Empower’s new Credit Card product, including:
credit limit increase policies
loss mitigation policies and tools
broad tests to optimize the future business
valuations models
customer management score models (in conjunction with Empower’s Data Science team)
automated systems to monitor business performance
Collaborate effectively with:
Finance to ensure the work fits into the broader company strategy
Product and Marketing to ensure we keep customers engaged with the product
Operations and External Vendors to ensure seamless execution of loss mitigation strategies
Data Infrastructure to ensure sound data quality used for analytics
Requirements:
B.S. degree in engineering, business, finance, computer science or mathematics
3+ years industry experience in data analytics and credit risk management
Experience designing tests and building credit policies Strong SQL and Python abilities
Adaptable to pick up new tools and analytical methods
Comfort working with a variety of cross functional partners in tech, product, credit, and business
Strong and structured approach to problem solving and ability to use of frameworks to communicate complex topics in an effective manner
(Preferred) At least two year at a bank or FinTech working in credit analytics
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