Credit Monitoring Officer

New

Anonymous Employer

Job Summary

Evaluating clients' financial information and calculating risk ratios.

  • Minimum Qualification: HND
  • Experience Level: Mid level
  • Experience Length: 1 year

Job Description

  • To identify accounts which are above sanctioned limits/ expiry of limits/ where full compliance of terms of sanction remains pending/ showing other early and late warning signals, causing concern 
  • To follow up on all the 4 categories stated above to bring about improvement/rectification of unsatisfactory features and to escalate issues to higher management
  • Meeting recovery targets
  • Reminder letters to such credit customers
  • Attending customers issues and correspondence
  • Restructuring/ re-schedule / compromise
  • Preparation of BOT returns, Board papers, covenants for loans from MFIs and other related MIS
  • Full compliance of regulatory and policy norms/ directives
  • Identifying accounts for filing of suits
  • Devising strategies to ensure maximum recovery on all written off accounts
  • Attending court hearing sessions as company’s witness
  • Providing information to customers by telephone, in written form, e-mail, or in person
  • Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information
  • Review and update credit and loan files in system
  • Prepare loan agreements and ensure that they are complete and accurate according to policy
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs
  • Submit applications to credit analysts for verification and recommendation
  • Handle customer complaints and take appropriate action to resolve them
  • Updating and preparing daily reports
  • Credit application processing in system, updating of credit bureau data

Qualification and Requirements
  • A minimum of an HND is required
  • At least 1-2 years work experience 

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