credit analyst

A Reputable Company

Job Summary

Perform duties of a Credit Analyst

  • Minimum Qualification: Degree
  • Experience Level: Senior level
  • Experience Length: 2 years

Job Description

A Reputable Company seeks the services of a Credit Analyst

Job Title: Credit Analyst

Job Location: Accra, Greater Accra

Job Description

  • Seeking opportunities for business development
  • Driving sales success and peak performance across the company
  • Building relationship with customers and potential customers to help customer retention and expansion
  • Implementing and devising strategies for company growth
  • Representing the organisation in courts over legal matters

Credit (loan application) reviews and appraisal

  • Assessment and review
  • Interviews and counselling (education for clients)
  • Visitations and verifications
  • Applications approval 
  • Visitations and recoveries

  • Maintaining low risk standard and ensuring bad debt at minimal rate (default rate)
  • Submission of credit applications to credit reference bureau for verification, recommendation and approval.
  • Marketing and sales of company products and services
  • Overtime and other recoveries (dawn)
  • Any other related responsibilities
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers needs
  • Market bank products to individuals and firms ,promoting bank services that meet customers needs
  • Analyse potential loan market and develop referral networks in order to locate prospects for loans
  • Monitoring and evaluation

Qualification and Requirements

  • A minimum of Bachelor’s degree in finance, accounting, or other business-related fields
  • Two to five years of experience
  • Strong proficiency in MS Office and general computer use
  • Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision
  • Strong attention to detail and ability to notice discrepancies in data
  • Impeccable understanding of financial statements, ratios, and concepts

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