Field Loan Officer

Credence Micro Credit

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Credence Micro Credit seeks the services of a Field Loan Officer

 

Job Title: Field Loan Officer

 

Job Location: Accra, Greater Accra

 

Job Description

  • Obtain information for loan application
  • Analyze applicants financial status, credit and property evaluation to determine fusibility for granting loans
  • Makes sure applicants are the right people for the loan and business belong to them
  • Review loan agreements to ensure that they are complete and accurate according to policies
  • Locations of clients (both business and residence)
  • Recommend amount to be given as loan for applicant
  • Explain to applicants the credit options available Going through all application and ensuring all information received are accurate
  • Overseeing that all core information needed are ascertain the viability of all applications are in the place to minimise risk
  • Ensuring that approved loans does not go bad and maintain low risk standards
  • Submit application to credit analyst for verification, recommendation and approval
  • Responsible for client education before and after disbursement
  • Writes weekly report on all operations
  • Directly involved in the closure of accounts and making sure all loans are repaid
  • Responsible for all bad loans and making sure they are recovered
  • Complements the maintenance of all office policies and procedures
  • Orders and maintains stationery and office supplies
  • Responsible for loan monitoring
  • Ensures that default rates are as low as possible

 

Qualification and Requirements

  • A minimum of an HND is required
  • At least 3-5 years work experience